Now that you have been in your home for a few years and you have established some equity, you may be considering doing some home improvement with a second mortgage.

Ever wonder how lender's come up with the rates they do? You can stop wondering, cause I'm going to tell you how. We all answer to a higher mortgage rate power, namely the secondary market. The secondary market is where Fannie Mae, Freddie Mac, and other mortgage lenders ply their trade. These government founded agencies purchase the loans that lenders make, then either hold them in their portfolios, or bundle them with other loans into mortgage-backed securities. Those secur...

One of the most common things that borrowers ask lenders to lenders is what their rates will be.

Interest-only mortgages have become so popular, they?re spreading like wildfire, but if borrowers aren?t careful they?re going to get burned.

Find your home, find your realtor, write the contract, now you're finished. Right? Wrong! Pre-approval - Why it's so important.

Today it is becoming more and more popular to refinance your original mortgage. But, is this right for you? How do you know whether you?re taking advantage of a great deal or letting yourself in for financial problems? Read on for tips to help you make an educated decision.

Free cash assistance for first time home buyers to help with the down payment and closing costs on their first home.

If you have a recent bankruptcy and are looking to buy a home, be careful of unethical or predatory lenders. Whether you are looking online or offline for a mortgage lender, it is becoming increasingly more common that subprime lenders are taking advantage of bad credit borrowers. Many lenders will take advantage of borrowers with recent bankruptcies and bad credit because they know that the borrowers loan options are limited. Sometimes these lenders will charge excessivel...

Recent press coverage and industry research indicates that there has never been a better time to enter the buy-to-let market, but following recent developments, leading finance guide Business Moneyfacts suggests it is not necessarily the case for everyone.

I was having considerable problems getting a mortgage to buy my first home about four years ago. If I was to believe everything I had heard, I was the ideal candidate for a mortgage - young, a first-time buyer and with an annual income of about ?30k. Easy! No, not easy, actually. Being young with a leaning towards enjoying myself, I had no savings - nothing to use as a deposit. But what about these 100% mortgages I had been hearing about? Surely I qualified? Oh, there was ...